Does Medicare Cover Cruise Ship Claims
Port and the doctor must be authorized by law to provide the treatment.
Does medicare cover cruise ship claims. You can get coverage on the ship when it is in a US. Unfortunately Medicare wont cover you when youre on a cruise ship. So you have to be located at a US.
When the healthcare service is provided the ship must be either docked in a US. Medicare may step in and pay for your medical services aboard a cruise ship if at the time the ship is within US. Port or no greater than six hours away from a US.
They will only cover the exceptions listed above. Port when you receive the medical services even if they are emergency services. Most Medicare Advantage plans will follow the rules established by Original Medicare.
Medicare may cover medically necessary health care services you get on a cruise ship in these situations. TRICARE does have cost limits based on normal and customary fees. The cruise ship will cover emergency travel backup to 30K I thinkhowever for the rest have to file claim with TRICARE insurance then cruise insurance will cover balance that is not covered by TRICAREAlso we were told that medical treatment onboard not covered by cruise insuranceonly covers from the point you have to leave the ship.
If you get sick or require medical attention aboard the ship the doctor will submit a claim to Medicare. Port or no more than 6 hours away from a US. It doesnt matter if you are in the middle of the Pacific or just departing the shores of.
Travel insurance is cheap they should buy it. Or within six hours of arrival or departure from an American port. Get on a cruise ship.
